Derek Holt

As Director of Wealth Management and Financial Planning at RedStone Advisors LLC, I provide holistic, fee-only financial planning services designed to align with each client’s individual objectives and circumstances. My role includes developing comprehensive financial strategies tailored to a client’s specific needs, including guidance on investment allocation, budgeting, debt management, IRAs, HSAs, trust coordination, and broader financial planning considerations.

My approach incorporates both quantitative analysis and behavioral insights, recognizing that financial decisions are influenced by personal values, goals, and risk tolerance. Through an ongoing planning process, I work with clients to help them make informed decisions consistent with their long-term financial priorities.

In 2024, I graduated with honors from Brigham Young University–Idaho with a Bachelor of Science in Finance and a minor in Financial Planning. I am currently completing the required coursework for the Certified Financial Planner™ (CFP®) certification and intend to sit for the examination in July 2025. I am also working toward completion of the Accredited Financial Counselor® (AFC®) designation, which I expect to complete in October of this year.

My planning approach incorporates both technical financial analysis and an understanding of the behavioral aspects of financial decision-making. I work with clients to help them evaluate options and make informed decisions aligned with their individual goals and circumstances.